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INTEREST RATES For Deposits
Rate of Interest for Deposits. |
|
Period |
Interest |
14 days to 45 days | 3.75% |
46 Days to 90 Days | 5.00% |
91 Days to 180 days | 6.00% |
181 Days to 364 days | 7.00% |
1 Year and above less than 3 Years | 8.25% |
Above 3 years to less than 5 years | 8.30% |
5 years to 10 years | 6.50% |
S.B. A/c (on daily balance of all accounts ) Balance Rs.20,000 & above SB Individual & CA Individual |
3% 3.50% |
Balance above Rs.l lakh - SB Individual & SB Institution |
4.00% |
The Maximum period of Mangala Cash Certificate is restricted upto 3 years only. |
For Senior Citizens /Societies/ Womens /Service many'Ex-Service Man (inclusive of 0.50% additional interest) |
|
Period |
Interest |
14 days to 45 days | - |
46 Days to 90 Days | - |
91 Days to 180 days | 6.50% |
181 Days to 364 days | 7.50% |
1 Year and above less than 3 Years | 8.75% |
Above 3 years to less than 5 years | 8.80% |
5 years and above to 10 years | 7.00% |
Penalty rate of interest at 1% will be levied in case of premature withdrawal / re-investment of Term Deposits.
Special Scheme till 31-12-2024
- For Societies and Institutions : 9% lor Fresh Fixed deposits of Rs.l Crore and above for a period of 2 years and above less than 5 years.(for fixed deposits only)
- No additional interest will be given - For Individual: 9% for deposit of Rs.25 lakhs & above for a period of 3 years and above less than 5 years (for fixed deposits only)- No additional interest will be given