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INTEREST RATES For Deposits

Rate of Interest for Deposits.
Period
Interest
  14 days to 45 days 3.75%
  46 Days to 90 Days 5.00%
  91 Days to 180 days 6.00%
  181 Days to 364 days 7.00%
  1 Year and above less than 3 Years 8.25%
  Above 3 years to less than 5 years 8.30%
  5 years to 10 years 6.50%

  S.B. A/c (on daily balance of all accounts )

  Balance Rs.20,000 & above SB Individual & CA Individual

3%

3.50%

  Balance above Rs.l lakh - SB Individual & SB Institution

4.00%

  The Maximum period of Mangala Cash Certificate is restricted upto 3 years only.  
For Senior Citizens /Societies/ Womens /Service many'Ex-Service Man (inclusive of 0.50% additional interest)
Period
Interest
  14 days to 45 days -
  46 Days to 90 Days -
  91 Days to 180 days 6.50%
  181 Days to 364 days 7.50%
  1 Year and above less than 3 Years 8.75%
  Above 3 years to less than 5 years

8.80%

  5 years and above to 10 years 7.00%

Penalty rate of interest at 1% will be levied in case of premature withdrawal / re-investment of Term Deposits.

Special Scheme till 31-12-2024

  • For Societies and Institutions : 9% lor Fresh Fixed deposits of Rs.l Crore and above for a period of 2 years and above less than 5 years.(for fixed deposits only)
    - No additional interest will be given
  • For Individual: 9% for deposit of Rs.25 lakhs & above for a period of 3 years and above less than 5 years (for fixed deposits only)- No additional interest will be given