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Financial Statements

BALANCE SHEET AS AT 31 MARCH, 2021

CAPITAL AND LIABILITIES

AS ON 
31.03.2021
      Rs.

 AS ON 
31.03.2020
      Rs.

PROPERTY AND ASSETS

AS ON 
31.03.2021
      Rs.

 AS ON 
31.03.2020
      Rs.

  1. CAPITAL

2,712,135,100

     2,070,533,100

  1. CASH

    2,086,499,055

     1,680,868,322

  2. RESERVE FUND AND OTHER RESERVES

1,361,096,914

     1,164,814,350

  2. BALANCE WITH OTHER       BANKS

    980,739,185

        896,094,892

  3.PRINCIPAL/SUBSIDIARY STATE  PARTNERSHIP FUND A/C

 

 

  3. MONEY AT CALL AND SHORT  NOTICE

 

 

  4. DEPOSITS AND OTHER ACCOUNTS

49,514 ,139,580

  42,059,687,832

  4. INVESTMENTS

  12,927,598,690

  11,805,649,128

  5. BORROWINGS

16,512,910,163

    14,448,883,334

  5. INVESTMENT OUT OF THE  PRINCIPAL/SUBSIDIARY STATE  PARTNERSHIP FUNDS

 

 

  6. BILLS FOR   COLLECTION
  (Being bills receivable as per contra)

1,029,967

             6,464,945

  6. ADVANCES

  51,378,374,095

  42,526,950,412

  7. BRANCH ADJUSTMENT

120,408

 145,429

  7. INTEREST RECEIVABLE

    3,400,451,415

     3,033,363,854

  8. OVERDUE INTEREST      RESERVE

 -

 -

  8. BILLS RECEIVABLE :

           1,029,967

            6,464,945

  9. INTEREST PAYABLE

9,413,061

          9,461,774

 ( Being bills for collection as per contra)

 

 

10. OTHER LIABILITIES

1,200,948,749

       1, 118,657,930

  9. BRANCH ADJUSTMENT

-

-

11. BRANCH ADJUSTMENT

 

 

10. PREMISES Less Depreciation

       264,107,087

        326,274,835

 

 

 

11. FURNITURE AND FIXUTRES
      Less Depreciation

       106,143,471

        142,601,769

Total c/d

71,311,793,942

  60,878,648,694

Total c/d

  71,144,942,965

  60,418,268,157

BALANCE SHEET AS AT 31 MARCH, 2021

 

CAPITAL AND LIABILITIES

SCH.
NO.

AS ON 31.3.2021
Rs.

AS ON 31.3.2020
Rs.

PROPERTY AND ASSETS

SCH.
NO.

AS ON 31.3.2021
Rs.

AS ON 31.3.2020
Rs.

Total b/d

 

71,311,793,942

60,878,648,694

Total b/d

 

    71,144,942,905

  60,418,268,157

11. PROFIT AND LOSS ACCOUNT

6

          237,448,853

     233,255,128

12. OTHER ASSETS

13

          327,887,294

       617,223,129

 

 

 

 

13.Non-Banking Assets acquired in satisfaction of claims

 

76,412,536

76,412,536

TOTAL

 

    71,549,242 ,795

61,111,903,822

TOTAL

 

    71,549,242,795

  61,111,903,822

 CONTIGENT LIABILITIES:
(i) Outstanding liabilities for guarantees issued

 

 604,044,806

 342,428,016

 

 

 

 

 (ii) Others (Refer point 16of  Schedule 22)

 

 

 

 

 

 

 

      SIGNIFICANT ACCOUNTING POLICIES

 

 

 

 

 

 

 

      NOTES ON ACCOUNTS

 

 

 

 

 

 

 

 

PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDED 31 MARCH, 2020

EXPENDITURE

SCH.
NO.

 FOR THE
YEAR ENDED
31.3.2021
Rs.

 FOR THE
YEAR ENDED
31.3.2010
Rs.

INCOME

SCH.
NO.

 FOR THE
YEAR ENDED
31.3.2021
Rs.

 FOR THE
YEAR ENDED
31.3.2020
Rs.

   1. INTEREST ON DEPOSITS, BORROWINGS ETC.

16

   3,848,536,519

   3,744,278,503

  1. INTEREST AND DISCOUNT

14

        5,541,063,795

       5,029,146,403

2. SALARIES, ALLOWANCES, PROVIDENT FUND AND OTHER STAFF COSTS

 

       547,111,412

       498,811,099

  2. COMMISSION, EXCHANGE & BROKERAGE

 

                491,852

               1,046,420

  3. DIRECTORS AND LOCAL COMMITTEE MEMBERS FEES AND ALLOWANCE

 

           2,578,620

           3,252,140

 

 

                               -  

                              -  

  4. RENT, TAXES, INSURANCE AND LIGHTING ETC

17

         93,854,931

         81,598,551

 

 

                               -  

                              -  

  5. LAW CHARGES

 

           3,368,225

              1,336,880

3.OTHER INCOME -

15

              127,857,327

             86,968,014

  6. POSTAGE, TELEGRAMS AND TELEPHONE CHARGES

18

         16,316,232

         16,642,451

 

 

 

 

  7. AUDITORS' FEES

 

           6,911,300

           7,880,500

 

 

 

 

  8. DEPRICIATION ON BANK'S ASSETS

 

       88,256,659

       86,874,946

 

 

 

 

  9. STATIONERY, PRINTING & ADVERTISEMENT

19

         27,703,991

         18,079,915

 

 

 

 

10. LOSS FROM SALE OF OR DEALING WITH NON-BANKING ASSETS

 

 

 

 

 

 

 

11. OTHER EXPENDITURE

20

       697,326,232

       350,150,724

 

 

 

 

12. BALANCE OF PROFIT

 

       337,448,853

       308,255,128

 

 

 

 

TOTAL

 

   5,669,412, 974

   5,117,160,837

TOTAL

 

        5,669, 412,974

       5,117,160,837

 

             

PROFIT AND LOSS APPROPRIATION ACCOUNT

EXPENDITURE

SCH.
NO.

 FOR THE
YEAR ENDED
31.3.2021
Rs.

 FOR THE
YEAR ENDED
31.3.2020
Rs.

INCOME

SCH.
NO.

 FOR THE
YEAR ENDED
31.3.2021
Rs.

 FOR THE
YEAR ENDED
31.3.2020
Rs.

Provision for Income Tax

 

          80,000,000

     55,000,000

Balance of Profit

 

        337,448,853

        308,255,128

Provision for deferred tax liability - net

 

 -

           -

Provision for deferred
tax asset - net

 

 -

                           -  

Provision for GRATUITY

 

          20,000,000

     20,000,000

 

 

 

 

Provision for pay arrears

 

 -

           -

 

 

 

 

Net Profit for the year

 

        237,448,853

   233,255,128

 

 

 

 

Total 

 

        337,448,853

   308,255,128

Total 

 

        337,448,853

        308,255,128