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INTEREST RATES

Rate of Interest for Deposits.
Period
Interest
  14 days to 45 days 3.75%
  46 Days to 90 Days 5.00%
  91 Days to 364 days 5.50%
  1 Year and above less than 2 Years 6.10%

  2 years to less than 3 years

6.25%

  3 years and above to 10 years 6.10%
  Term Deposit for 1000 days or Mangala Cash Certificate for 33 months 6.10%
  For Societies - for 3 years 8.00%

  S.B. A/c (on daily balance of all accounts )

  For S.B. Individual A/c & S.B. Institution A/c Balance above Rs.1 lakh

3%

4%

  For Womens, Service man & Ex-service man 0.50% exha
  Special scheme for Individual and Institution for limited perrod as below:  
  IndividuaI:  
      1) l year & above to Iess than 2 years 6.50
      2) 1, year & above to less than 2 years (Rs. 10 lakhs & above - only for senior citizen) -
      3) 3 years & above to 5 years (Rs.25 lakhs and above_ only for individual deposit) 8.00 (No additional interest will be given)
  Institution:  
      1) 1 year & above to 3 years 7.50
Rate of Interest to Senior Citizen and Senior Agriculturists Deposits
Period
Interest
  14 days to 45 days 4.25%
  46 Days to 90 Days 5.50%
  91 Days to 364 days 6.00%
  1 Year and above less than 2 Years 6.60%

  2 years to less than 3 years

6.75%

  3 years and above to 10 years 6.60%
  Term Deposit for 1000 days or Mangala Cash Certificate for 33 months 6.60%
  For Societies - for 3 years -

  S.B. A/c (on daily balance of all accounts )

  For S.B. Individual A/c & S.B. Institution A/c Balance above Rs.1 lakh

-

-

  For Womens, Service man & Ex-service man -

  Special scheme for Individual and Institution for limited perrod as below:

 

  IndividuaI:  
      1) l year & above to Iess than 2 years

7.50
      2) 1, year & above to less than 2 years (Rs. 10 lakhs & above - only for senior citizen) 0.25% additional
      3) 3 years & above to 5 years (Rs.25 lakhs and above_ only for individual deposit) 8.00 (No additional interest will be given)
  Institution:  
      1) 1 year & above to 3 years NA

Penalty rate of interest at 1% will be levied in case of premature withdrawal / re-investment of Term Deposits.

Interest Rate on Loan Schemes