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INTEREST RATES

Rate of Interest for Deposits.
Period
Interest
  14 days to 45 days 3.75%
  46 Days to 90 Days 5.00%
  91 Days to 180 days 6.00%
  181 Days to 364 days 7.00%
  1 Year and above less than 3 Years 8.00%
  3 years and above to 5 years 8.10%
  5 years to 10 years 7.10%

  S.B. A/c (on daily balance of all accounts )

  For S.B. Individual A/c & S.B. Institution A/c Balance above Rs.1 lakh

3%

4%

  The Maximum period of Mangala Cash Certificate is restricted upto 3 years only.  
  The additional interest benefit on Mangala Cash Certificate is as below:  
  Term Deposit - 10,000,/- for 1 year at 8% - interest amount - Rs. 800/-  
  MCC - 10,000/- for 1 year at 8% - cumulative intetest-Rs.824/- returns will be at 8.24%  
For Senior Citizens /Societies/ Womens /Service many'Ex-Service Man (inclusive of 0.50% additional interest)
Period
Interest
  14 days to 45 days 4.25%
  46 Days to 90 Days 5.50%
  91 Days to 180 days 6.50%
  181 Days to 364 days 7.50%
  1 Year and above less than 3 Years 8.50%

  3 years to less than 5 years

8.60%

  5 years and above to 10 years 7.60%

Penalty rate of interest at 1% will be levied in case of premature withdrawal / re-investment of Term Deposits.

Interest Rate on Loan Schemes