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Financial Statements

BALANCE SHEET AS AT 31 MARCH 2023

Capital and Liabilities

As On
31-03-2023
Rs.

As On
31-03-2022
Rs.

Property and Assets

As On
31-03-2023
Rs.

As On
31-03-2022
Rs.

1 Capital

343,44,35,100

275,98,23,100

1 Cash

340,90,18,899

247,08,98,595

2 Reserve Fund And Other Reserves

240,81,72,828

230,34,20,768

2 Balance With Other Banks

145,56,22,340

515,84,71,296

3 Principal/Subsidiary State Partnership Fund A/C

 

 

3 Money At Call And Short Notice

 

 

4 Deposits and Other Accounts

6,371,88,67,130

5,651,17,15,528

4 Investments

1,771,45,03,684

1,389,44,37,082

5 Borrowings

2,651,89,27,266

2,239,48,88,305

5 Investment out of the Principal/Subsidiary State Partnership Funds

 

 

6 Bills for Collection (Being Bills Receivable as Per Contra)

22,47,385

15,20,918

6 Advances

7,132,88,11,037

5,949,20,23,488

7 Branch Adjustment

 

 

7 Interest Receivable

3s6,38,28,465

376,09,25,220

8 Overdue Interest Reserve

 

 

8 Bills Receivable ( Being bills for collection as per contra)

22,47,385

15,20,918

9 Interest Payable

68,41,344

91,66,190

9 Branch Adjustment

 

 

10 Other Liabilities

282,68,30,635

235,50,48,234

10 Premises Less Depreciation

123,01,50,920

134,14,68,808

11 Profit and Loss Account

39,28,71,356

35,49,32,647

11 Furniture And Fixtures Less Depreciation

29,36,57,853

10,86,20,213

 

 

 

12 Other Assets

21,39,78,574

38,55,15,225

 

 

 

13 Non Banking Assets Acquired in Satisfaction of Claims

9,73,73,887

7,66,34,84s

TOTAL

9,930,91,93,044

8,669,05,15,690

TOTAL

9,930,91,93,044

8,669,05,15,690

CONTINGENT LIABILITIES:

 

 

 

 

 

(i) Outstanding liabilities for guarantees issued

 

 

 

 

 

(ii) Others (Refer point 17 of Schedule 22)

26,98,98,216

58,32,89,631

 

 

 

 

PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDED 31 MARCH 2023

 

Expenditure

For the Year Ended
31-03-2023
Rs.

For the Year Ended
31-03-2022
Rs.

 

Income

For the Year Ended 31-03-2023
Rs.

For the Year Ended 31-03-2022
Rs.

1 Interest on Deposits, Borrowings Etc.

527,62,63,359

418,45,31,393

1 Interest And Discount

763,27,04,003

648,34,11,147

2 Salaries, Allowances, Provident Fund and Other Staff Costs

65,71,70,977

59,25,84,624

2 Commission, Exchange & Brokerage

45,96,544

34,51,621

3 Directors and Local Committee Members Fees And Allowance

40,28,500

34,05,350

3 Other Income - As Per Schedule

24,16,28,982

18,79,20,806

4 Rent, Taxes, Insurance And Lighting Etc

12,50,82,055

11,63,43,442

 

 

 

5 Law Charges

14,37,059

27,26,000

 

 

 

6 Postage, Telegrams And Telephone Charges

1,72,05,787

150,89,947

 

 

 

7 Auditors' Fees

2,21,50,900

75,13,320

 

 

 

8 Depriciation On Bank's Assets

7,42,72,512

794,58,892

 

 

 

9 Stationery, Printing & Advertisement

3,87,39,275

307,22,027

 

 

 

10 Loss From Sale Of Or Dealing With Non-Banking Assets

 

 

 

 

 

11 Provision For Employees Pension Fund

1,00,00,000

2,00,00,000

 

 

 

12 Provision For Gratuity

3,50,00,000

6,00,00,000

 

 

 

13 Other Expenditure

100,47,07,749

105,74,75,932

 

 

 

14 Balance Of Profit

61,28,71,356

50,49,32,647

 

 

 

TOTAL

787,89,29,529

667,47,83,574

TOTAL

787,89,29,529

667,47,83,574

PROFIT AND LOSS ADJUSTMENT ACCOUNT

Expenditure

For The
Year Ended 31-03-2023
Rs.

For The
Year Ended 31-03-2022
Rs.

Income

For The
Year Ended 31-03-2023
               Rs.   

For The
Year Ended 31-03-2022
                Rs.     

Provision for Income Tax

22,00,00,000

15,00,00,000

Balance of Profit

61,28,71,356

50,49,32,647

Provision for deferred tax liability - net

-

-

Provision for deferred tax asset - net

-

-

Net Profit for the year

39,28,71,356

35,49,32,647

 

 

 

Total

61,28,71,356

50,49,32,647

Total

61,28,71,356

50,49,32,647