What’s New

Financial Statements

BALANCE SHEET AS AT 31 MARCH, 2018

CAPITAL AND LIABILITIES

SCH.
NO.

AS ON
31.03.2018
      Rs.

 AS ON
31.03.2017
      Rs.

PROPERTY AND ASSETS

SCH.
NO.

AS ON
31.03.2018
      Rs.

 AS ON
31.03.2017
      Rs.

  1 CAPITAL

1

1,393,257,200

     1,906,862,200

  1 CASH

7

     2,337,962,448

     3,162,090,064

  2 RESERVE FUND AND OTHER RESERVES

2

1,055,069,696

     1,008,004,890

  2 BALANCE WITH OTHER BANKS

8

     1,336,803,679

        796,141,451

  3 PRINCIPAL/SUBSIDIARY STATE
      PARTNERSHIP FUND A/C

 

 

 

  3 MONEY AT CALL AND SHORT
      NOTICE

 

 

 

  4 DEPOSITS AND OTHER ACCOUNTS

3

35,612,360,546

  32,016,406,194

  4 INVESTMENTS

9

  10,425,335,426

  10,617,069,381

  5 BORROWINGS

4

9,920,588,000

     8,295,500,000

  5 INVESTMENT OUT OF THE   

 

 

 

 

 

 

 

     PRINCIPAL/SUBSIDIARY STATE

 

 

 

  6 BILLS FOR COLLECTION
      (Being bills receivable as per contra)

 

6,508,596

             2,297,620

     PARTNERSHIP FUNDS

 

 

 

  7 BRANCH ADJUSTMENT

 

          2,570,546

 -

  6 ADVANCES

10

  31,873,788,890

  26,818,081,270

  8 OVERDUE INTEREST RESERVE

 

 -

 -

  7 INTEREST RECEIVABLE

 

     1,859,685,846

     1,666,720,884

  9 INTEREST PAYABLE

 

9,356,291

          15,901,944

  8 BILLS RECEIVABLE :

 

             6,508,596

             2,297,620

10 OTHER LIABILITIES

5

856,000,984

        839,532,423

 ( Being bills for collection as per contra)

 

 

 

 

 

 

 

  9 BRANCH ADJUSTMENT

 

-

        141,115,942

 

 

 

 

10 PREMISES Less Depreciation

11

        442,728,667

        504,991,843

 

 

 

 

11 FURNITURE AND FIXUTRES
      Less Depreciation

12

        176,818,660

        250,929,658

Total c/d

 

48,855,711,859

  44,084,505,271

Total c/d

 

  48,459,632,212

  43,959,438,113

BALANCE SHEET AS AT 31 MARCH, 2018

CAPITAL AND LIABILITIES

SCH.
NO.

AS ON 31.3.2018
Rs.

AS ON 31.3.2017
Rs.

PROPERTY AND ASSETS

SCH.
NO.

AS ON 31.3.2018
Rs.

AS ON 31.3.2017
Rs.

Total b/d

 

48,855,711,859

44,084,505,271

Total b/d

 

    48,459,632,212

  43,959,438,113

11 PROFIT AND LOSS ACCOUNT

6

          216,337,251

     175,200,922

12 OTHER ASSETS

13

          610,241,898

        298,093,080

 

 

 

 

13. NON BANKING ASSETS ACQUIRED IN

 

              2,175,000

             2,175,000

 

 

 

 

      SATISFACTION OF CLAIMS

 

 

 

TOTAL

 

    49,072,049,110

44,259,706,193

TOTAL

 

    49,072,049,110

  44,259,706,193

      CONTINGENT LIABILITIES:

 

 

 

 

 

 

      (i) Outstanding liabilities for guarantees issued

 

 

 

 

 

 

      (ii) Others (Refer point 16of  Schedule 22)

 

            70,904,664

     136,726,346

 

 

 

      SIGNIFICANT ACCOUNTING POLICIES

21

 

 

 

 

 

      NOTES ON ACCOUNTS

22

 

 

 

 

 

 

 

PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDED 31 MARCH, 2018

EXPENDITURE

SCH.
NO.

 FOR THE
YEAR ENDED
31.3.2018
Rs.

 FOR THE
YEAR ENDED
31.3.2017
Rs.

INCOME

SCH.
NO.

 FOR THE
YEAR ENDED
31.3.2018
Rs.

 FOR THE
YEAR ENDED
31.3.2017
Rs.

   1 INTEREST ON DEPOSITS, BORROWINGS ETC.

16

   2,938,971,819

   2,856,035,010

  1 INTEREST AND DISCOUNT

14

        4,114,544,881

       3,877,678,425

2 SALARIES, ALLOWANCES, PROVIDENT FUND AND OTHER STAFF COSTS

 

       409,561,468

       276,177,488

  2 COMMISSION, EXCHANGE & BROKERAGE

 

                4,718,456

               5,220,039

  3 DIRECTORS AND LOCAL COMMITTEE MEMBERS FEES AND ALLOWANCE

 

           2,595,920

           1,848,560

 

                               -  

                              -  

  4 RENT, TAXES, INSURANCE AND LIGHTING ETC

17

         65,919,828

         62,993,271

 

                               -  

                              -  

  5 LAW CHARGES

 

           1,272,320

               442,350

3 .OTHER INCOME - AS PER SCHEDULE

15

              95,999,155

             96,554,149

  6 POSTAGE, TELEGRAMS AND TELEPHONE CHARGES

18

         17,417,246

         13,632,011

 

 

 

  7 AUDITORS' FEES

 

           4,327,686

           3,969,506

 

 

 

  8 DEPRICIATION ON BANK'S ASSETS

 

       133,006,202

       168,957,658

 

 

 

  9 STATIONERY, PRINTING & ADVERTISEMENT

19

         20,800,532

         14,539,842

 

 

 

10 LOSS FROM SALE OF OR DEALING WITH NON-BANKING ASSETS

 

 

 

 

 

 

11 OTHER EXPENDITURE

20

       335,052,220

       340,155,995

 

 

 

12 BALANCE OF PROFIT

 

       286,337,251

       240,700,922

 

 

 

TOTAL

 

   4,215,262,492

   3,979,452,613

TOTAL

 

        4,215,262,492

       3,979,452,613

 

PROFIT AND LOSS APPROPRIATION ACCOUNT

EXPENDITURE

SCH.
NO.

 FOR THE
YEAR ENDED
31.3.2018
Rs.

 FOR THE
YEAR ENDED
31.3.2017
Rs.

INCOME

SCH.
NO.

 FOR THE
YEAR ENDED
31.3.2018
Rs.

 FOR THE
YEAR ENDED
31.3.2017
Rs.

Provision for Income Tax

 

          45,000,000

     20,000,000

Balance of Profit

 

        286,337,251

        240,700,922

Provision for deferred tax liability - net

 

 -

           500,000

Provision for deferred tax asset - net

 

 -

                           -  

Provision for GRATUITY

 

          25,000,000

     25,000,000

 

 

 

Provision for pay arrears

 

 -

     20,000,000

 

 

 

Net Profit for the year

 

        216,337,251

   175,200,922

 

 

 

 

 

        286,337,251

   240,700,922

 

 

        286,337,251

        240,700,922

SIGNIFICANT ACCOUNTING POLICIES

21

 

 

 

 

 

NOTES ON ACCOUNTS

22